Even the White House wedding of her daughter Maria was private, in "the New York style" rather than the expansive Virginia social style made popular by Dolley Madison. A guest at the Monroes' last levee, on New Year's Day in 1825, described the First Lady as "regal-looking" and noted details of interest: "Her dress was superb black velvet; neck and arms bare and beautifully formed; her hair in puffs and dressed high on the head and ornamented with white ostrich plumes; around her neck an elegant pearl necklace. Though no longer young, she is still a very handsome woman."

In retirement at Oak Hill, Elizabeth Monroe died on September 23, 1830; and family tradition says that her husband burned the letters of their life together. .